Unlock Your Wealth Potential: Discover the Benefits of a Consultation.
A consultation with us is a gateway to understanding your life aspirations and unique circumstances, allowing us to provide personalized assistance. Our mission is to grow, preserve, and manage your wealth efficiently, offering independent advice and professional investment strategies tailored to your needs.
Benefits
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- Explore tax-efficient distribution strategies to make your money last throughout retirement.
- Plan for your child's or grandchild's college education with innovative saving strategies.
- Gain a valuable second opinion on asset allocation or portfolio diversification.
- Seek to maximize your asset-building years with experienced financial guidance.
- Consolidate assets and streamline your investments for greater efficiency.
- Seek to optimize your previous employer's 401(k)/TSP for enhanced return potential.
- Safeguard your family's financial future with comprehensive estate planning.
- Utilize discretionary cash wisely with a customized financial and investment plan.
- Discover suitable investment options as your CD matures.
- Create a strategy to maintain your preferred standard of living during retirement.
- Navigate life-changing events, such as sudden singleness, marriage, or parenthood, with confidence and reexamined investments.
Empowering Your Future: Discover Our Comprehensive Approach
Our financial planning and portfolio management approach is founded on thoughtfulness, comprehensiveness, and personalization. We recognize that your financial needs are dynamic and will evolve. With a consultative mindset, our experienced advisors will craft an investment strategy and vigilantly monitor and manage your portfolio through every season of life. Count on us to continually assess your financial goals, resources, and design, keeping you informed and aligned with new opportunities. Our ultimate mission is to steer you toward financial plans that breathe life into the future you envision.
Planning Phase
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- Understand your objectives and unique financial aspirations
- Analyze data and align expectations
- Offer tailored recommendations and coordinate implementation checklist
Implementation Phase
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- Define specific actions and expected outcomes
- Identify potential opportunities and challenges
- Develop strategic plans and establish a timeline
Management Phase
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- Set service expectations for ongoing support
- Conduct reviews on a regular cycle
- Coordinate with external resources (CPAs, attorneys, etc.)
- Provide continuous support, analysis, and recommendations.
Discover Your Personalized Financial Strategy: Book Now!
Schedule an Appointment
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
Unlock Your Retirement Dreams: Tailored Planning Options.
Preparing for retirement shouldn't be a daunting task. At TENCU Wealth Management, we make it easy for you to find the perfect financial advisor to guide you on your retirement journey. Whether you're approaching retirement age, in your peak earning years, or just starting, our personalized retirement plans are tailored to pursue your unique goals and aspirations.
Our Chartered Retirement Planning Counselor (CRPC), Bethel Coleman1, will work closely with you to develop a comprehensive plan, ensuring you're well-prepared to enjoy a fulfilling and financially secure retirement.
CRPC conferred by the College for Financial Planning.
Take Control of Your Future Today!
Schedule an Appointment
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
Your Retirement, Your Choice: Professional Rollover Services.
Are recent events leading you to transition careers or face unexpected unemployment? As you prioritize your financial future, don't overlook the importance of your previous employer's retirement plan. Making informed decisions about your 401(k) distribution options or leaving it untouched can significantly impact your long-term financial success. Our LPL Financial Advisor, Bethel Coleman, will guide you through evaluating your options creating a strategy for your hard-earned savings to continue to thrive. Take charge of your assets and create a plan with our professional rollover services & IRA transfers.
Secure Your Assets: Consultation with a Pro Adviser!
Schedule an Appointment
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
Unlock Your Financial Potential with Personalized Guidance.
Financial Life Planning:
Discover the answers to your financial questions, tailored to your unique circumstances and aspirations. Our thoughtful, personalized approach to economic life planning ensures you'll be well-prepared for uncertainties and opportunities. From retirement planning to investment management, estate conservation, and college funding strategies, our team at TENCU Wealth Management is here to help you pursue your financial dreams.
Better Position Your Retirement Funds with Experienced Guidance.
Asset Distribution Strategies:
Are you approaching retirement? Make informed decisions about withdrawing your accumulated retirement funds with our valued advice. We'll guide you through the various distribution options, considering tax implications and the integration of Social Security benefits. Safeguard your future purchasing power and plan for a confident retirement with the support of our knowledgeable financial advisors at TENCU Wealth Management.
Efficiently Transfer Your Legacy and Seek to Protect Your Loved Ones.
Estate Planning:
Ensure your hard-earned assets go into the right hands with a well-crafted estate plan. Our comprehensive estate planning services cover everything from federal estate tax management to asset distribution, allowing you to dictate how your legacy lives. Let us assist you in designing a legacy that aligns with your values and preserves your family's financial future.
Plan Your Child's Educational Journey with Smart Saving.
College Funding:
Quality education is invaluable, and saving for it is achievable with the right strategy. Our team can help you explore college savings vehicles to ensure your child's bright future. With tax-deferred growth and flexible ownership options, you'll have confidence knowing your child's education is well-funded.
Experience Ownership in Your Retirement Journey.
Co-Planning® Approach:
Retirement planning should be empowering, not overwhelming. With our Co-Planning® approach, you actively participate in crafting your retirement plan. Together, we'll make real-time adjustments, ensuring complete transparency and accuracy in every decision. Take charge of your financial future and build a more intelligent retirement plan with us. Let's embark on this journey together.
Navigate Life's Seasons with Confidence: Book a Consultation!
Schedule an Appointment Open an Account Now
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
Start Investing in Your Future: Consider an IRA!
Plan for your financial future by investing in an Individual retirement account (IRA), designed with you in mind.
Features
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- Tax-Advantaged Savings: Enjoy the benefits of tax advantages for your retirement nest egg.
- Choose Your Path: Explore Traditional and Roth IRAs, catering to your unique retirement goals.
- Plan for Tomorrow: Embrace "catch-up" contributions if you're 50+, accelerating your retirement readiness.
Start Saving Smartly: Book a Consultation Today!
Schedule an Appointment
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
There’s no denying the facts: Women tend to live longer. As a woman, how do you know if you have saved and invested enough for your retirement?
Join Karen Kuhlmann for a candid conversation on the importance of building your own financial future through investing. Learn how to become a successful lifelong investor and take control of your financial future. The event will take place on November 19th at 6 pm EST via ZOOM.
We’ll explore:
- Key investment principles every woman should know
- Important opportunities like asset allocation
- Understanding investor behavior
- Differences between financial products like mutual funds and annuities
6:00 PM EST on 11/19/2024 via ZOOM - You can attend this seminar at no cost and without obligation.
You are welcome to bring a guest, but space is limited, so please make your reservations today.
Reserve your virtual seat NOW!
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
Start finding answers at our Social Security and Retirement seminar at no cost or obligation to you. The event will take place on December 3rd at 6 pm EST via ZOOM.
Michael Silverstein from TruStage™ Annuities can help regardless of how close or far away retirement is, chances are you have questions and could use someone at your side to help lead the way — especially with how Social Security works. He will walk through specifics about Social Security and help you to understand:
We’ll explore:
- The rules for starting Social Security benefits
- How spouses coordinate their benefits
- Different things you can do to potentially increase your benefits
- Where Social Security fits into your retirement plans
6:00 PM EST on 12/3/2024 via ZOOM - You can attend this seminar at no cost and without obligation.
You are welcome to bring a guest, but space is limited, so please make your reservations today.
Reserve your virtual seat NOW!
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
Medicare is a key part of planning your retirement journey. We’re here to help you understand the basics so you can make your choice with confidence. Attending the Understanding Medicare seminar is a great first step in this process.
You can attend this seminar at no cost and no obligation. This seminar will take place on December 17th at 6 pm EST via ZOOM. Michael Silverstein from TruStage™ Annuities will answer your Medicare questions.
You will understand:
- Key differences between Medicare parts A, B, C, and D
- Tips for choosing your coverage
- How to enroll in Medicare
- How to plan your retirement income with health care costs in mind
6:00 PM EST on 12/17/2024 via ZOOM - You can attend this seminar at no cost and without obligation.
You are welcome to bring a guest, but space is limited, so please make your reservations today.
Reserve your virtual seat NOW!
To access the LPL Relationship Summary, please click this link: www.LPL.com/CRS
Check the background of investment professionals on FINRA's BrokerCheck.
1 Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Ten Credit Union and TENCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using TENCU Wealth Management, and may also be employees of the Ten Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Ten Credit Union or TENCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
|
Not Insured by NCUA or Any Other Government Agency |
Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations |
May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
Financial Webinars:
There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to affect some of the strategies.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims-paying ability of the issuing company. Variable annuities are subject to market risk and may lose value.
If you do not wish to receive marketing-related material at this email address, please send a reply message to this email with “remove” in the subject line. The sender will contact you to ensure we comply with your wishes.
This workshop is educational only and is not investment advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates, these entities and Michael Silverstein are not affiliated with LPL Financial. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers
CMGA-4751390.1-0522-0624 © CUNA Mutual Group
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
Longer terms are available.
| Loan Type | APR1 Starting At | Months |
|---|---|---|
| 2019 - Current New or Used Auto |
6.24% | 63 |
| 2014 - 2018 Used Auto |
7.24% | 48 |
| 2013 - Older Used Autos |
8.24% | 48 |
1APR = Annual Percentage Rate on Loan Accounts, effective January 22, 2024. All rates and terms are subject to change and individual credit approval. Membership with Ten Credit Union is required to obtain a loan. The Base Annual Percentage Rate (APR) is the advertised rate and may vary based on creditworthiness, vehicle age, mileage, and loan terms. Financing up to the retail value of the auto is available. For more information, please call 1-844-468-3628 or visit a Ten Credit Union branch to speak with a loan officer and determine the rate you qualify for.
For example, 10,000 borrowed at 6.24% APR for 60 months = $194.45/month.
Believe It! Money Market Rates
| Minimum to Open | APY1 | Dividends Credited2 |
|---|---|---|
| $2,500.00 | 0.10% | Monthly |
1APY = Annual Percentage Yield is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Boat Loans
| Loan Type | APR1 Starting At | Months |
|---|---|---|
| 2023 - current New |
8.49% | 48 |
| 2018 - current Used |
8.99% | 48 |
| 2013 - 2017 Used |
9.99% | 48 |
1APR = Annual Percentage Rate on Loan Accounts, effective February 2023. All rates and terms are subject to change and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. APR is based on the applicant's credit history, credit qualifications, the age of the vehicle, and loan terms. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change and may be withdrawn at any time. Other conditions and restrictions may apply based on the recreational vehicle to be financed. Membership with Ten Credit Union is required to obtain a loan. Offer does not apply to loans currently financed with Ten Credit Union.
Checking
$5 Minimum to Open
| Product | APY1 | Minimum to Earn Dividends | Dividends Credited2 |
|---|---|---|---|
| Experience Checking | 0.30% | $10,000 |
Monthly |
| Free Checking | 0% | $0.00 | |
| Restart Checking | 0% | $0.00 |
1 APY = Annual Percentage Yield is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Mortgage, Home Refinance, & Home Equity Loan Rates
Call us for our current low rates: (615) 244-1910.
1 APR = Annual Percentage Rate is a variable based on an index plus a margin. APR is based on the evaluation of the applicant’s credit qualifications and associated LTV ratio. Available on new HELOCs only. Your actual APR may vary. All balances will accrue interest at the variable APR in effect for your account. The variable APR, as low as 8.50% APR, is based on the Prime Rate as disclosed in the Wall Street Journal, plus or minus a margin based on your credit history. The variable rate is subject to change each quarter thereafter, as stipulated by your original terms and conditions. The maximum APR is 18%. All rates and offers are current as of July 12, 2024, and subject to change without notice. Other conditions may apply. Advance amounts must be within your existing credit limit. Membership with Ten Credit Union is required to obtain a loan. Please get in touch with us for more information.
Motorcycle Loans
| Year | APR1 Starting At | Months | |
|---|---|---|---|
| 2023 - Current > 3,000 miles New |
8.49% | 48 | Longer terms available |
| 2018 - Current Used |
8.99% | 48 | Longer terms available |
| 2013 - 2017 Used |
9.99% | 48 | Longer terms available |
1APR = Annual Percentage Rate on Loan Accounts, effective February 2023. Rates and terms are subject to change and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. APR is based on the applicant's credit history, qualifications, the age of the vehicle, and loan terms. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change and may be withdrawn at any time. Other conditions and restrictions may apply based on the recreational vehicle to be financed. Membership with Ten Credit Union is required to obtain a loan. This offer does not apply to loans currently financed by Ten Credit Union.
Personal Loans
| Loan Type | APR1 Starting At | Months | |
|---|---|---|---|
| Signature (Personal) | 11.49% | 24 | Longer Terms Available. |
| Personal Line of Credit | 13.65% | ||
| Certificate Secured | Starting at Deposit APY2 + 2.00% | 36 | $3,000 Minimum Amount. Longer Terms Available. |
1APR = Annual Percentage Rate on Loan Accounts, effective February 2023. All rates and terms are subject to change and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. Rate and term are based on the evaluation of the applicant’s creditworthiness. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Offer is subject to change without notice. Membership with Ten Credit Union is required to obtain a loan. A 60-day deferral of the first payment is available on this loan. Deferring a payment will delay the payoff of your loan and result in additional finance charges if you only make minimum payments. The 60-day deferral program is subject to change at any time.
2 APY = Annual Percentage Yield = APY is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
Prime Money Market Rates
$10,000.00 Minimum to Open. Rate adjusted based on account balance.
| Account Balance | APY1 | Dividends Credited2 |
| up to $2,499 | 0.10% | Quarterly |
| $2,500-$9,999 | 0.25% | Quarterly |
| $10,000-$24,999 | 0.30% | Quarterly |
| $25,000-$49,999 | 0.35% | Quarterly |
| $50,000-$99,999 | 0.40% | Quarterly |
| $100,000-$299,999 | 0.45% | Quarterly |
| $300,000 and up | 0.50% | Quarterly |
1 APY = Annual Percentage Yield is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Recreational Vehicle Loans
(Marine, RVs, Campers, ATV, and UTVs)
| Loan Type | APR1 Starting At | Months | |
|---|---|---|---|
| 2023 - Current | 8.49% (New) | 48 | Longer terms are available. |
| 2019 - Current | 8.99% (Used; Refinance) | 48 | Longer terms are available |
| 2014 - 2018 | 9.99% (Used; Refinance) | 48 | Longer terms are available |
| 2013 - Older | 9.99% (Used; Refinance) | 36 | Longer terms are available |
1 APR = Annual Percentage Rate on Loan Accounts, effective January 2024. Rates and terms are subject to change and individual credit approval. Please call 1-844-468-3628 or visit your local branch for additional information. APR is based on the applicant's credit history and qualifications, the age of the vehicle, and loan terms. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change and may be withdrawn at any time. Other conditions and restrictions may apply based on the recreational vehicle to be financed. Membership with Ten Credit Union is required to obtain a loan. This offer does not apply to loans currently financed by Ten Credit Union.
Share Certificate & Share IRA Certificate Rates
$500 Minimum to Open
| Term | APY1 | Dividends Credited2 |
|---|---|---|
| 91 Days (3 Month) | 0.55% | Quarterly |
| 182 Days (6 Month) | 1.10% | Quarterly |
| 7 Month | 1.20% | Quarterly |
| 9 Month | 1.30% | Quarterly |
| 12 Month | 1.55% | Quarterly |
| 18 Month | 1.75% | Quarterly |
| 24 Month | 2.00% | Quarterly |
| 36 Month | 2.50% | Quarterly |
| 48 Month | 2.50% | Quarterly |
| 60 Month | 2.50% | Quarterly |
1 APY = Annual Percentage Yield is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
Share Certificate Promotions
| APY1 | Term | Minimum to Open | Dividends Credited2 |
|---|---|---|---|
| 4.00% | 6 Month3 | $500 to $100,000 | Quarterly |
| 4.50% | 6 Month3 | $100,000 or more | Quarterly |
1 APY = Annual Percentage Yield. APY is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
3The 6-month share certificate offers an APY of 4.00% for balances between $500 and $100,000, and an APY of 4.50% for balances of $100,000 or more. After the 6-month term, the share certificate will automatically roll over to a 6-month share certificate at the then-current market rate. This promotion is for new money only and requires a minimum opening deposit of $500.
Shares Rate Schedule
| Product | APY1 | Minimum to Open |
Minimum to Earn Dividends2 | Dividends Credited3 |
|---|---|---|---|---|
| Share Savings | 0.10% | $5.00 | $250.00 | Quarterly |
| Christmas Club | 0.15% | $0.00 | $100.00 | Quarterly |
| Summer Fun | 0.15% | $0.00 | $100.00 | Quarterly |
| IRA Accumulation | 0.20% | $100.00 | $250.00 | Quarterly |
| Roth IRA | 0.20% | $100.00 | $250.00 | Quarterly |
1 APY = Annual Percentage Yield is subject to change without notice. Early withdrawal penalties may apply. Membership with Ten Credit Union is required to open a certificate. After the certificate matures, the certificate will automatically renew at the current rate unless you indicate otherwise. Withdrawal of dividends before maturity will reduce earnings. See Share and Investment Rate Schedules for all other applicable terms.
2 Dividends are earned quarterly and calculated using the average daily balance method.
3 Dividend Credited: The rate schedule states the compounding and crediting frequency of dividends and the dividend period applicable to each account. The dividend period is the period of time at the end of which an account earns dividend credit. It begins on the first calendar day of the period and ends on the last calendar day of the period.
VISA Rewards Credit Card
| APR1 Starting At | Months | |
|---|---|---|
| 13.65% | N/A | No Annual Fee; No Balance Transfer Fees |
1 APR = Annual Percentage Rate is current as of June 2023 and based on the applicant's credit history and credit qualifications. APRs are variable and currently range from 13.65% to 17.99% based on the applicant's creditworthiness. This APR will vary with the market based on the Prime Rate as disclosed in the Wall Street Journal, plus or minus a margin based on your credit history. Not all applicants will qualify for the lowest rate. All rates and terms are subject to change. Membership with Ten Credit Union is required to obtain a credit card. With CU Rewards, earn one point for every dollar spent. Certain other restrictions may apply.